Hi Bright sparks, I think so too, that these providers with private and agency kids are not disclosing the proper information to the insurance company.However my agency says that they are, coz she has provided the insurance companies of the providers with 6 kids in care,with the insurance details of the kids insured through the agency.
I am still confused as all the companies I called say that, the doesn't matter even if some kids are insured through the agency, they can still only insure 5.
Will be contacting more today and update.