I could be wrong but, to my understanding it is only five children at all the times. And this year I think from September children between ages 10 and 12 years old also count in the ratio.

I also think it is not true that the caregiver takes the children to public places. Unless she lives really close to the public places even so, how about these cold winter days? They had to be sheltered somewhere. And if it was at her house then, it is ilegal.

Even insurance companies wouldn't not cover in the event of something happening to her or her group. I have a friend who cares for eight but, she makes sure she only has five at all times. She coordinated with parents and everyone is responsible to respect their days and timing.

It also has become hard to get insurance for six children. Most insurances only cover for five.