I am very confused by the laws for unlicensed daycare in Ontario. I would mainly like to do just before and after school care during the school year. I will be taking one part-time during the day child, who is over two. I have 3 children of my own 9 years old, 7 years old and 2 years old. Can I only have an additional 2 children or can I have an additional 4 children? My understanding is that my 7-year-old and 9-year-old don't count in the maximum of 5, but my insurance company says that the daycare act says they do count. I can find information that says both. Please help!