Home Insurance - Ottawa Area

[AliGujjar]

belairdirect offers consumers complete solutions for auto and home insurance for over 50 years. In 1997, belairdirect became the first insurance company in North America to offer auto insurance quotes online, directly to customers.

[oshomom]

I am thinking of opening a home daycare. Does anyone know of an insurance company that will insure me with a pool. I have called a few Cooperators being one of them. They said I would have a hard time finding a company that would insure me because of having a pool. the kids dont have access to the pool at all. Its all fenced and locked up. Please help

[oshomom]

I am thinking of opening a daycare in my home. I am searching for an insurace company that would insure me. But because I have a pool I am having a very hard time. Its completly fenced in and locked but on one wants to insure that. I even tried Cooperators they said it will be hard to find if any exists.

[playfelt]

Grinsandgiggles, your home insurance won't cover the daycare children nor anything that belongs to the daycare in the event of a claim. This is especially important if you have a basement daycare and run the risk of water damage. Running the daycare is considered a business and needs at minimum a rider put on your home policy that acknowledges that you run a business out of your home. That is what most people have compared to a separate stand alone daycare policy.

[Monday 2 Friday Mama]

Hi Naftafia, I had the identical scenario. I was with Allstate and they only allowed me to care for three daycare babies. I transferred my homeowners insurance to State Farm and it costs me approximately 600 dollars a year more than what I was paying under my old policy. Hope this helps, and if you have any other questions just holler ! =) LOL