Home Insurance - Ottawa Area

[playfelt]

Grinsandgiggles, your home insurance won't cover the daycare children nor anything that belongs to the daycare in the event of a claim. This is especially important if you have a basement daycare and run the risk of water damage. Running the daycare is considered a business and needs at minimum a rider put on your home policy that acknowledges that you run a business out of your home. That is what most people have compared to a separate stand alone daycare policy.

[oshomom]

I am thinking of opening a home daycare. Does anyone know of an insurance company that will insure me with a pool. I have called a few Cooperators being one of them. They said I would have a hard time finding a company that would insure me because of having a pool. the kids dont have access to the pool at all. Its all fenced and locked up. Please help

[oshomom]

I am thinking of opening a daycare in my home. I am searching for an insurace company that would insure me. But because I have a pool I am having a very hard time. Its completly fenced in and locked but on one wants to insure that. I even tried Cooperators they said it will be hard to find if any exists.

[Monday 2 Friday Mama]

Hi Naftafia, I had the identical scenario. I was with Allstate and they only allowed me to care for three daycare babies. I transferred my homeowners insurance to State Farm and it costs me approximately 600 dollars a year more than what I was paying under my old policy. Hope this helps, and if you have any other questions just holler ! =) LOL

[mac]

hi.....is the aviva the full name of your insurance company?....i would like to give them a call

thxs