Vehicle and home insurance

hi everyone......does anyone have a good insurance plan out there? ive been looking around and the company's that ive called are quite limited...for ex- max 3 kids in car travelling once a week..... i usually do lots of field trips with my group and travel out of the house at least 4 times a week with 5 kids...swimming lessons etc.

now my husband has heard of some bad stories regarding parents and insurance so he wants us to be totally protected but i can find anything out there that would work for my group and how i prefer it to be run. any info would be greatly appreciated...btw- i live in burlington ontario

TD Meloche Monnex I have 6 kids including my own and I do field trips with them and they also cover my helper who I pay three mornings a week. It is a rider on my home policy but have heard of some providers getting commerical policies out there as the rider only covers an injury while on your property. I get my parents to sign a waiver in order to do field trips. This way I can stick with the home rider. I feel that I am well covered with them.

I am with Wawanesa as they were the only ones I found that would cover my own two kids plus five daycare kids (except for the Cooperators, but they were more expensive).

thxs ladies...will check these companys out. i appreciate the help