Reimbursement if you are sick?

I would be tempted to charge her full price, and then give back the "discount" to the church as part of my offering so I get a tax receipt. You are giving her 12 days a month at $10-15 reduction, so $120-$180 a month that you are giving her. I hope she's a really good friend, that you would give her that kind of money, but in any case, that's at least $1500 a year you could get a tax receipt for if you gave that money to the church so they could pay her childcare. I just can't imagine giving one of my customers that kind of money from my own pocket. I could use that money for my own bills.

I guess I'm a sucker? tbh it's complicated - they're from another country, husband came here a few years ago and just a bit ago she learned that he's got a whole other family back home that he wasn't planning on telling her about. He works two jobs and says he will not pay anymore than a certain amount a month. She's basically sol for decent childcare and her little girl is actually very well behaved (considering she goes to bed at midnight and gets up at 5:30, with no naps). My heart went out to her...apparently so did my wallet.