So, I had my meeting with the other agency. I really liked what the lady had to say. My husband and I sat down and reviewed everything form both agency's and about going private. And after a lot of talking and many more phone calls/emails asking if I had any subsidy spots we decided that at this time the best thing would be going with an agency as well as doing private (if I can find any one).
My husband and I thank you all for your advice, but in the end we had to do what we fill is best for your family at this time.