How much money do you put aside for...

[MommaL]

Oh dear, I'm starting to worry. So no one has disability insurance or retirement savings? I'm not so much concerned about the present, but if anything ever happened to me (e.g. an illness or injury) that prevented me from working, I don't know what we would do - especially since we still have a mortgage and rely on my income as well. Plus, at some point, I would like to retire - though that's still a long time away.

[kindertime]

Oh dear, I'm starting to worry. So no one has disability insurance or retirement savings? I'm not so much concerned about the present, but if anything ever happened to me (e.g. an illness or injury) that prevented me from working, I don't know what we would do - especially since we still have a mortgage and rely on my income as well. Plus, at some point, I would like to retire - though that's still a long time away.

I have short term and long term disability insurance, also life insurance and a drug plan - all rolled into one monthly payment. This is because in Que., the subsidized home daycares are unionized. We actually had a vote (5 years too late IMO,) on whether we wanted to keep this insurance. Won't know for a month or so if we will.
I have the most basic plan that is available - for a single person with no kids. If I was married and/or with kids, it would be way more expensive. And for me it's $150/month.