Thank you all.
Inspired by Reggio, I never thought of doing it that way. Its a good idea.
kangaroomama: I will look into the e.i. thing. I am not ready to have a full daycare. I want to start of slow with one or two kids first. Its been over 12 years since I worked as a nanny and want to get back into it slowly, which is why I was going to start this July with only one when slowly add to the kids, until November when my leave is over.
Judy Trickett: you are right I didn't feel right about discounting even more. My husband told me I should have and I started to 2nd guess myself.