Help - Worksheet for expenses and Ottawa accountant ???

[2angels]

I have a question regarding home insurance. Do you claim the daycare endorsement part as an expense or does the entire insurance amount including the endorsement go under shared expense where you claim based on percentage of use? On my statement, the endorsement is included in my premiums. There's no breakdown of how much is my regular home insurance and how much is daycare endorsement.

[Inspired by Reggio]

.... There's no breakdown of how much is my regular home insurance and how much is daycare endorsement.

I would call and ask them to send you one with the break down ~ your home childcare ryder should appear on its own 'line' with the cost that it incurs beside it.

You can right off 100% of the 'ryder' and a 'shared household expense' portion of the remainder based on your square footage of home used, hours of operation and days per year you work.