I guess it depends upon a few things. If you sign on with Wee Watch I believe that you will still be allowed to have your own private clients as long as you're abiding by the agency regulations regarding children's ages etc. Maybe you could sign on with Wee Watch as a temporary measure - get a couple of clients in to float the boat financially (so to speak) and then you could fill your remaining spaces with better paying, private clients. Things to consider though: will working with an agency place too many restrictions on you when you're trying to find those new clients (most agencies have regulations regarding the ages of the children that you can care for and it can be really difficult trying to find a child who fits into a specific age bracket) will the agency be pairing you with families that you might prefer not to work with (I've read a few horror stories on this forum about agencies and low income families who are using the agency to get subsidized care for their children and (consequently) have difficulties fitting their childcare expenses into their budget - the only thing worse than no clients are problem clients who don't pay or who pay late) and what are the conditions that must be met should you decide to leave the agency. I assume that when things pick up you could simply give notice to the agency and return to being a private caregiver but I don't know for sure. Just a few things to mull over.....