She wants to put off my full payment -- should I say yes just this one time?

[bright sparks]

The difference between me and the power company is that I only have 4-5 families who make up my paycheque whereas they have thousands. If one of my daycare families doesn't pay, than it's MY bills that don't get paid. I can't run a business if my own power gets shut off.

If a parent needs to only pay half of a bill (and I've been there!!) than they need to phone and make arrangements with the cable, hydro, phone companies because they can afford to have her pay in increments. Her daycare can not and without daycare she won't be going to work to make money to pay the other bills. Just my opinion...

I totally hear what you are saying 5LM and that's why I said there is the advantage of us being business owners and having the ability to assess each circumstance as it comes up. Maybe in a particular instance as a one off, the result of a payment being late won't actually result in the dcprovider not being able to pay her bills. I simply said that I think for me it is worth some consideration. One of those considerations is whether or not it will have a negative impact on me. If this is a first time request and something being offered due to extenuating circumstances and it doesn't cause me a financial problem to offer a break, then there wouldn't be an issue. Regardless of whether or not I felt bad for someone or not, if my bills wouldn't be paid as a result, then there wouldn't be a question of should I shouldn't I.