I save each year to pay my taxes but that's about it. We have minimal monthly expenses and our only debt is our car loan so I pretty much buy what I want, when I want....which is great but I need to change that!
I've decided I really really want to try summers off (starting 2016) but before I do that I want to save enough to cover that so that I'm always a year ahead. So this year I will be putting money away for my taxes and for the summer months. If I can, I'd like to save at least 3 months pay because summer is our most expensive time (holidays, gas, entertainment) and the months we have less money coming in (husband is on EI during summers)
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