Ratios with bill 10 new rules

[babydom]

My insurance covers 6 kids. Even though I have 5

[5 Little Monkeys]

My insurance covers 6 kids. Even though I have 5

I'm not 100% sure but I think that because the law is 5 kids (if it is where you live) it trumps the insurance coverage for 6. By having 6 kids, you are illegal and therefore the insurance is void. At least that is how I understand it...I might be wrong!

[bright sparks]

My insurance covers 6 kids. Even though I have 5

Where are you located babydom? In Ontario, there are no insurance companies that offer a daycare ryder above 5 daycare children because they would be endorsing illegal daycare operations. Maybe 5 plus your own would up the number of children covered, but not daycare children. I fear you have been misinformed...do you have something in writing that explicitly says you are covered for 6 daycare children? What is the insurance company you use?