I just wanted to point something out. The monthly fee to be associated with an agency is extremely high and should be illegal. There is NO WAY it costs the agency to do 2 yearly inspections a year 500-1000 dollars a month when the ministry of education is targeting and doing RANDOM inspections for home daycare providers (I had mine last month). They are inspecting us by targeting to make sure we are not "illegal' so why even pay an agency when we are technically getting the inspection for free!
Kindertime is right I asked an agency what I would take home and they said $25 a day lol meanwhile the going rate is 35-50 in my area.