Swimming Pool regulations

[kindredspirit]

Where did you get your insurance from? My home insurer (TD) won't cover a daycare if I have a pool.

I'm in NS, but wanted to chime in about insurance. TD told me they can't insure any home daycare if a pool is on the property, no matter how secure-just a blanket rule. I went to an insurance broker, and I found 2 companies (Portage and Wawanesa) that allow pools and home daycares.

I have an 'approved' dayhome, monitored by a licenced agency. They just require no access to the pool during daycare hours. I have a 6' fence around the pool, no access from the yard. The door from the house has 2 locks plus a safety chain at the very top. Then the deck off that door also has a gate to get to the pool deck, with 2 latches (one pulls across, the other is a safety latch). For the kids to come swimming, they come with a parent, after hours, and we keep a 1:1 ratio of adults to kids on the pool deck.