Quote Originally Posted by superfun View Post
And I don't ever take the insurance a bank wants to put on your mortgage. That's the biggest scam, in my opinion. I'm so happy someone gave me that advice when I bought my first house.
Agreed! I learned this when a family friend who had insurance on his mortgage became sick. He was basically told that he wasn't sick enough. He appealed the decision, but was declined again. He hired a lawyer, but ended passing away before anything could be resolved. Such a sad situation. One definitely has to read all the fine print.